Your household finances, finally in one place
Stop app-hopping between bank accounts, UPI, investments, and spreadsheets. ArthaNest brings everything together into a calm, clear dashboard — so you can see where your money goes and plan what comes next.
Everything you need to manage household money
Built for Indian financial workflows — UPI, recurring EMIs, household goals, and family coordination.
Account Consolidation
Connect supported bank accounts, import credit-card statements, and view all your money in one place — without switching between five different apps.
AI-Powered Categorization
Automatically classifies UPI purchases, recurring payments, and unusual activity. The more you use it, the better it understands your patterns.
Goal Tracking
Set household savings targets — emergency fund, vacation, or education — and see practical, achievable contribution suggestions each month.
Bill Reminders
Never miss a due date. Get timely reminders for upcoming loan EMIs, utility payments, insurance premiums, and subscription renewals.
Household View
Coordinate shared finances with your family. Each member controls what they share, while the household gets a unified picture of obligations and progress.
Read-Only & Consent-Driven
ArthaNest never initiates transactions on your behalf. Every connection is read-only, and every piece of data shared within the household is by explicit consent.
Understand your spending without the spreadsheet
ArthaNest reads your transactions from connected accounts and imported statements, then categorizes each one — UPI payments, recurring EMIs, subscriptions, and more. You see clear summaries instead of raw data, with the reasoning behind every classification visible when you need it.
Corrections are easy. When something looks off, you can update a category and the system learns from it. Over time, your dashboard becomes more accurate, not less.
Plan together, stay informed individually
Household finances are shared — but not every detail needs to be. ArthaNest lets each family member control exactly what they share while maintaining a unified view of joint goals and obligations.
Set monthly targets, track emergency-fund contributions, and see practical recommendations based on your actual cash flow — not guesswork.
Ready to see your finances clearly?
Join thousands of Indian households who have stopped guessing and started planning. It takes less than two minutes to connect your first account.