Simple, transparent pricing
Start free with two accounts. Upgrade when your financial life needs more visibility — whether it's just you or the whole household.
Free
Individual money manager
- 2 connected accounts
- Monthly statement imports
- Basic spending categories
- Single-user dashboard
Plus
Young professional
- Unlimited connected accounts
- Automated AI categorization
- Bill & EMI reminders
- Cash-flow forecasting
- Spending insights & trends
Family
Household coordinator
- Everything in Plus
- Up to 5 household members
- Shared goals & targets
- Investment overview
- Consent-driven visibility controls
- Priority support
Compare plans
| Feature | Free | Plus | Family |
|---|---|---|---|
| Connected accounts | 2 | Unlimited | Unlimited |
| Statement imports | Monthly | Unlimited | Unlimited |
| AI categorization | Basic | Advanced | Advanced |
| Bill & EMI reminders | — | ✓ | ✓ |
| Cash-flow forecasting | — | ✓ | ✓ |
| Spending insights | — | ✓ | ✓ |
| Household members | 1 | 1 | Up to 5 |
| Shared goals | — | — | ✓ |
| Investment overview | — | — | ✓ |
| Priority support | — | — | ✓ |
Frequently asked questions
Can I try ArthaNest before paying?
Yes. The Free plan gives you two connected accounts and monthly imports at no cost. You can explore the dashboard, see your categorized spending, and decide if you want more.
What happens if I need more than 2 accounts on the Free plan?
You can upgrade to Plus for unlimited connections, or add individual accounts for ₹25/month each beyond the free limit.
Can I add more than 5 household members on the Family plan?
Yes. Additional household members are ₹49/month each beyond the first five included in the Family plan.
Does ArthaNest make transactions on my behalf?
No. ArthaNest is read-only. We help you understand and plan your finances, but all transactions happen in your bank or provider app.
Is my financial data safe?
All connections are read-only and consent-driven. We never store credentials — we use secure open-finance connections. Each household member controls exactly what they share.
Do you offer plans for employers?
Yes. Employer-sponsored access starts at ₹59/employee/month with a ₹2,500/month minimum platform fee. Contact us for details.